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What Happens to Your Retirement Accounts in Bankruptcy?

Summary:  Retirement accounts like 401(k)s and most IRAs are largely protected in bankruptcy, with key limits and exceptions. Withdrawals or inherited IRAs can lose that protection if not handled properly. Choosing the right exemption system and maintaining clean records is…

What Does a Trustee Do During California Probate?

The word “trustee” shows up in legal documents all the time. For the uninitiated, it may seem abstract, like a vague fiduciary role mentioned in estate plans or financial documents. However, when someone close dies and they’ve been assigned as…

Which Bankruptcy Chapter Fits Your Situation?

Debt has a way of turning the calendar into a scoreboard. Every month feels like another loss. When the balances won’t budge and the interest eats your income alive, bankruptcy isn’t failure—it’s strategy. Filing under the right chapter means protecting…

When Do I Need to Open Probate in California?

Losing someone close to you comes with emotional weight that can make even the smallest legal task feel overwhelming. But when that person leaves behind a home, bank account, or other property in their name, you may also need to…

How Do I Qualify for SSDI or SSI in California?

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are designed to provide financial support to Americans who are unable to work due to certain conditions. SSDI offers assistance to individuals with disabilities who have worked and paid into…