How to Handle Medical Debt During Bankruptcy
Summary: Medical debt counts as unsecured debt, meaning it can often be wiped out through bankruptcy. Chapter 7 typically erases medical bills entirely if the filer qualifies, while Chapter 13…
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What Happens to Your Retirement Accounts in Bankruptcy?
Summary: Retirement accounts like 401(k)s and most IRAs are largely protected in bankruptcy, with key limits and exceptions. Withdrawals or inherited IRAs can lose that protection if not handled properly.…
Can I Use a Trust to Avoid Creditors in California? Is Bankruptcy a Better Option?
When creditors close in, the instinct to shield what’s yours kicks in fast. You start searching for anything that sounds like protection. Trusts? Maybe. Bankruptcy? Possibly. Before jumping into either,…
What Does a Trustee Do During California Probate?
The word “trustee” shows up in legal documents all the time. For the uninitiated, it may seem abstract, like a vague fiduciary role mentioned in estate plans or financial documents.…
Which Bankruptcy Chapter Fits Your Situation?
Debt has a way of turning the calendar into a scoreboard. Every month feels like another loss. When the balances won’t budge and the interest eats your income alive, bankruptcy…
When Do I Need to Open Probate in California?
Losing someone close to you comes with emotional weight that can make even the smallest legal task feel overwhelming. But when that person leaves behind a home, bank account, or…
Preparing for the Means Test of Chapter 7 Bankruptcy
When bills pile up faster than you can pay them, bankruptcy can offer a fresh start. But before wiping the slate clean through Chapter 7 bankruptcy, there’s one major hurdle…
What Are California Landlords Required to Disclose to Tenants?
Being a landlord in California comes with more than collecting rent and maintaining property—it includes strict legal requirements and disclosure laws that must be followed before a tenant even signs…
What is the Difference Between a Revocable and Irrevocable Trust?
Planning for the future means making decisions that will protect your loved ones and your assets. Trusts are an essential tool in estate planning, providing varying levels of control, tax…