Filing for bankruptcy takes serious time and consideration. While we are often helping our clients fight the stigma of bankruptcy, we still understand the finality of such a decision and the short and long-term financial consequences. For some, bankruptcy is not a one-off decision. Bad decisions, bad luck, and just bad circumstances can often put […]

So much of our lives are spent planning for retirement. We build up wealth and assets in order to live a comfortable life in retirement. IRAs are popular retirement planning accounts that we advocate for and that many Americans use to build up enough to retire. Ideally, when you plan for retirement you plan to […]

The worst-case scenario debtors think about before filing for bankruptcy is losing everything. Your house, car, furniture—what if it all goes away? Fortunately, many people can retain their principal place of residence thanks to what’s called the homestead exemption. Each state (except for New Jersey and Pennsylvania, which have no homestead exemption) has slightly different […]

We hope the holidays were full of good cheer for you and your family. Seeing loved ones far and wide is one of the best parts of the season. The holidays can sometimes reveal, though, that elderly family members are not as mentally sharp as they used to be. This can certainly be an uncomfortable […]

When it comes to personal bankruptcies, debtors are generally limited to two types: Chapter 7 and Chapter 13.  Chapter 7 bankruptcy allows debtors to wipe most debts from their record, but it comes at a price: you may lose a good amount of your possessions that are used to secure some of those debts. On […]

Planning for the future is one of those tasks too many people ignore or put off until it’s too late. The reality is that estate planning can happen at any stage of life, and the sooner you do it the better your loved ones are protected and the better you are protected. If you decide […]

When you start making important decisions regarding your estate, you may be overwhelmed by the variety of options available to you. The choices you make during this process can have significant consequences for family relationships, taxes, and the management of your assets after you pass. With the right legal team by your side, you can […]

These are hard financial times for so many families across the country. With costs up and wages remaining stagnant in many lines of work, people are struggling to keep up with taxes. In 2020, the IRS reported Americans owed $114 BILLION in back taxes. This shocking number shows just how challenging the road to financial […]

Bankruptcy has a ripple effect on the entire family. The filing is a benchmark moment for the financial success of everyone in the household, even if only one person in the family pursues bankruptcy. A common question families have is how one spouse filing for bankruptcy will impact the other spouse. Will the non-filing spouse’s […]

A considerable amount of our lives are becoming digital. How often do you pay with cash at the grocery store? Do you have online accounts? Who has access to these accounts? These are all questions that should be discussed and answered when you include your digital assets in an estate plan.  Do I Even Have […]