Are mounting debts causing you sleepless nights? The prospect of bankruptcy can be intimidating, but there’s a lifeline you might not have considered – negotiating with your creditors. We want to help people understand why bankruptcy isn’t the end of…
Debating child custody is often one of the most adversarial aspects of any California divorce or separation case. In most cases, both sides want custody of their child or, at the very least, a favorable visitation schedule. Time with your…
Bankruptcy can take a lot out of a person. Finances on the fritz and all the noise about how “bad” bankruptcy is does nothing to help. The panic can be a lot for anyone to handle, but this is especially…
In a world with easy access to obscene levels of information, estate planning often suffers from common misconceptions. Most information online about estate planning will guide you to secure your assets for what you leave behind when you’re gone, but…
Filing for bankruptcy takes serious time and consideration. While we are often helping our clients fight the stigma of bankruptcy, we still understand the finality of such a decision and the short and long-term financial consequences. For some, bankruptcy is…
So much of our lives are spent planning for retirement. We build up wealth and assets in order to live a comfortable life in retirement. IRAs are popular retirement planning accounts that we advocate for and that many Americans use…
The worst-case scenario debtors think about before filing for bankruptcy is losing everything. Your house, car, furniture—what if it all goes away? Fortunately, many people can retain their principal place of residence thanks to what’s called the homestead exemption. Each…
We hope the holidays were full of good cheer for you and your family. Seeing loved ones far and wide is one of the best parts of the season. The holidays can sometimes reveal, though, that elderly family members are…
When it comes to personal bankruptcies, debtors are generally limited to two types: Chapter 7 and Chapter 13. Chapter 7 bankruptcy allows debtors to wipe most debts from their record, but it comes at a price: you may lose a…
Planning for the future is one of those tasks too many people ignore or put off until it’s too late. The reality is that estate planning can happen at any stage of life, and the sooner you do it the…